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A bank financier lends money to real estate investors at a high yield basis. Paying attention to the following information could make you thousands of dollars in the coming years simply by increasing the YIELD on the same MONEY you’re investing now.
We are a professional and qualified Real Estate Development and Investment corporation with an extensive 20 year background in the industry.
We want to show you how to increase your investment 3 to 5 times your current rate of return in real estate. You become the bank, and are 100% completely secured.
Be aware the $50,000 would be worth $62,500 at 5% in five years; however, $50,000 at 15% is worth $87,500 in five years, that difference is $25,000 or an extra $5,000 per year. That means that you can DOUBLE YOUR MONEY in 4.8 years vs. 14.4 years at 5% interest. Which would you prefer?
This program has been around for many years and smart investors are taking advantage of this type of program.
You as the Bank become a private financier for private mortgage loans. You loan money, secured by a first or second mortgage that will not only give you the safety you desire but yield we have discussed.
A primary question you should have in mind as a private financier…
Why would you pay me a high rate to borrow money?
We do it because we have learned that ….
Bank Financier
Having access to funds immediately eliminates the need to go through the normal bank requirements, time delays, paperwork, and phone calls back and forth etc. Quick cash leads to improved profits. Isn’t that what it is all about? We make more money and we pay you more to use it. It is as simple as that.
You are paid 15% simple interest if you let your investment accrue, or you will receive 12% if we pay you on a quarterly basis. The terms are 6, 12, or 2 years to 5 years, your option.
It is important to note that this is not a Mortgage Pool; you receive a first or second position on the property in the form of a trust deed, sheriff’s deed or warranty deed. You are the Bank.
Let’s clarify a private mortgage loan. You as the bank make a loan to the real estate investor and in turn your loan is secured by the actual property that is purchased. That is your security. We deal with low loan-to-value ratio (LTV) i.e.: a property that appraises A.R.V. (After Rehab Value) for $100,000, we buy for $50,000 (Including Rehab Costs) that’s a 50% loan-to-value ratio. Banks make loans at 90% to 100% leaving no downside protection if the market show fall. Your position with us will be approximately 50% to 60% loan-to-value ratio (Including Rehap Costs)
It’s not the cost of Money that Counts, but the Availability!
Point of reference: Whether you work with us or not never make a loan without a minimum 25% safety net.
THE FOLLOWING ARE THE FOUR DOCUMENTS SECURING YOUR INVESTMENT:
-Promissory Note
-Recorded Morgage
-FIre Insurance
-Title Insurance
BARCELONA FINANCIAL, INC. Real Estate Development & Investments
513 East 1st, 2nd Floor
Tustin, Ca. 92780
Toll Free: 800-406-0271
714-505-0263 * 714-505-0706 FAX